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Shopping:
Shopping is the examining of goods or services from retailers with intent to purchase at that time.
Shopping is the activity of selection and/or
purchase. In some contexts it is considered a leisure activity as well as an economic one.
In finance and economics, discounting is the process of finding the present value of an amount of cash at some future date, and along with compounding
cash forms the basis of time value of money calculations. The discounted value of a cash flow is determined by reducing its value by the appropriate
discount rate for each unit of time between the time when the cashflow is to be valued to the time of the cash flow. Most often the discount
rate is expressed as an annual rate.
To calculate the present value of a single cash flow, it is divided by one plus the interest rate for each period of time that will pass. This is expressed
mathematically as raising the divisor to the power of the number of units of time.
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